Insurance and Financial Services
Tchavdar (Charles) Elenkov, BA Econ, CFP,
CHS works in the financial services industry since 1979 - as a banker
until 2001, and after that as an insurance and financial advisor. He holds
the professional designation CERTIFIED FINANCIAL PLANNER since 2005
and CERTIFIED HEALTH INSURANCE SPECIALIST (previously known as
REGISTERED HEALTH UNDERWRITER) since 2008. He is member in good
standing of the Financial Advisors Association of Canada - ADVOCIS
He is an independent Life and Accident & Sickness insurance broker
specializing in Lifestyle Protection for individuals and in Group Benefits
and Health and Welfare Trusts for companies.
He is fluent in the English, French, Russian, Spanish, Serb - Croatian and
He is an expert in the most important and complicated types of insurance -
Disability Insurance, Critical Illness Insurance, Life Insurance, Long
Term Care Insurance, Health & Dental Insurance, Emergency Medical
Insurance for Travels abroad and for Visitors to Canada.
His banking background helps him provide his clients with professional
advice on debt consolidation, investments, loans, mortgages and other
He publishes articles on insurance, investments and taxation issues in the
local media. He participates as well in radio broadcasts on these issues.
His clients benefit from the up-to-date stock markets, investment markets
and insurance industry's news contained in his "Weekly Updates"
newsletter, which runs for more than 12 years now!.
More than 90% of his clients have university education - medical doctors,
dentists, professional engineers, economists, lawyers, chartered
accountants, architects, bankers, teachers, mathematicians etc.
His clients have most diverse ethnic origins - currently they originate from