Critical Illness Insurance provides a lump sum cash
benefit to spend as you choose should you experience a
life-threatening illness or a severe injury.
Many people are surprised to learn the average age of
critical illness insurance claimants is 47. The statistics
show that 80% of the mortgage foreclosures in Canada are
caused by an illness in the family!
In coping with a critical illness, you would face choices
concerning your recovery. Treatment, lifestyle adaptation,
and one-time,transitional costs could exceed government
health care coverage and could erode your disability
income or your savings.
If you experienced one of the life-altering illnesses covered
by Critical Illness Insurance, you would receive a  lump sum
cash benefit to spend in any way you choose, for example
to:
  • Fund treatment, therapies or adaptive equipment not
    fully covered by provincial health care plans;
  • Reduce or eliminate outstanding debts, allowing you
    to focus on recovery instead of financial
    commitments;
  • Provide for home care, child care, or other expenses
    during recuperation.
The underwriting requirements for Critical Illness Insurance
are more restrictive than those for Life Insurance.
Contact
me to check if you would qualify to apply for Critical Illness
Insurance. I will determine your needs for Critical Illness
Insurance and explain you how it works. The covered
conditions, the definitions of the covered illnesses, the
additional benefits, the payment and the return of the
premiums vary considerably from one insurance company
to another and between the different insurance contracts.
Always ask for help from a qualified professional! I proud
myself to have in depth knowledge of this complicated type
of insurance and I would be happy to share it with you.
Critical Illness
Insurance
Always Ask For The Best!
My recommendations are based on plans
offered by the Top 5 Insurance Companies in Canada.
Lifecheque Basic
If you are looking for an affordable, simple solution to
meet your need for
critical illness insurance, Manulife
has the answer. Lifecheque Basic offers critical illness
protection at a
low cost, and with a hassle-free
application process
.

Lifecheque Basic is a simplified critical illness insurance
plan that provides a one-time benefit upon a diagnosis of
one of
the five most common conditions: heart attack,
stroke, cancer, aortic surgery and coronary bypass. It
requires
no underwriting or medical tests, only a
signed declaration of good health
.  Exclusions and
restrictions apply.  For more information on this insurance
or
to purchase a plan, click on the link below

Click here for more info