DISCLOSURE AND PRIVACY POLICY
Tchavdar Elenkov, BA Econ, CFP, CHS
Insurance and Financial Advisor

Confidentiality: During the course of our professional relationship, it will be
necessary for the client to provide a variety of very personal financial and
medical information. The quality of the work undertaken on behalf of the
client requires this personal information to be accurate and complete.
I commit that all information will be held in strictest confidence and that no
information shall be divulged about the client's personal situation to any
outside organization or government agency without the client's prior
consent, unless as may be required by law. It is further understood that in
accordance with the Personal Information Protection and Electronic
Documents Act (PIPEDA), the client directly authorizes and instructs me to
maintain information of a personal and private nature that could reasonably
be considered pertinent or necessary in the provision of financial and
insurance advice until such time as requested by the client in writing to
destroy such information.

Click here to read the entire Disclosure and Privacy Agreement.

Site content and use of the Site
This website is proprietary to Tchavdar Elenkov. If you wish to access and
use this website, you must accept and agree to be bound by and comply
with these terms. If you do not agree to these terms, then you must refrain
from accessing or using the site. All terms will apply irrespective of the
specific use made by Internet users of this site.
The information contained on the pages of this site is subject to
modification and update from time to time without notice. I do not guarantee
or ensure either the accuracy, completeness, currency or authenticity of any
site content, site functionality, or your transmission of any site content from
the site to you.
Other World Wide Web sites that may be accessed from this site by
hypertext links are entirely independent of the site. The inclusion of any site
acknowledgments, identification of any person or entity in the site, or any
hypertext link to another person or entity shall not, in any manner, be
construed as an endorsement of such person's or entity's World Wide Web
site, products or services.
Other World Wide Web sites which may provide access to this site by
hypertext links are entirely independent of this site. Any direction by a third
party to this site shall not, in any manner be construed as an endorsement
by me of such party’s World Wide Web site, products or services.
The site does not, and it is not intended to, provide any financial, insurance,
legal, accounting, or tax advice, and shall not be relied upon by you in that
regard.
You agree that your use of the site shall be on an "as is" basis entirely at
your risk. I shall not be liable or responsible to any person for any harm,
loss or damage that may arise in any connection with your use of the site,
including without limitation any direct, indirect, special, third party, or
consequential damages. Without limiting the foregoing, I shall not be
responsible for any detrimental reliance that you may place upon the site or
its contents whatsoever.
The site shall not be used, or relied upon by you, as a substitute for your
independent research or professional advice that is provided to you by me
in direct consultation.
If you would like further information concerning site contents or you wish
permission to use, to reproduce, or to republish any site contents, please
click here.
You acknowledge and confirm that the Internet is not a secure medium
where privacy can be ensured, and that complete security and
confidentiality over the Internet is not possible at this time. Your confidential
use of the site cannot be guaranteed and you acknowledge that your use of
the site (including information you transmit to the site) may be subject to
access by, or disclosure to, other persons. Without limiting any other
disclaimer herein, I shall not be responsible or liable for any harm that you
or any other person may suffer in connection with any such breach of
confidentiality or security.
Information provided by you through my site is used for business purposes
only in order to service your needs as a customer.
           
Disclosure
and Privacy
Policy
Always Ask For The Best!