Segregated Funds are similar to mutual funds. Both offer investors an opportunity to ‘grow’ their investment capital (the money they invest), and provide access to professional fund management. Usually, both allow investors to diversify with different fund managers and fund types.
Segregated funds offer many of the same investment opportunities and mandates provided by mutual funds but have one important difference -- segregated funds are insurance contracts known as individual variable annuities and are, therefore, governed by the Insurance Act.
It is the insurance contract that provides a number of additional features and benefits that are not available with mutual funds. I can offer you Segregated Funds from almost all the insurance companies I'm contracted with (see Disclosure), although I clearly prefer the Segregated Funds issued and managed by MANULIFE FINANCIAL. I would like you to see for yourself why. Click here to check the performance of MANULIFE's Segregated Funds.
Segregated Funds
Always Ask For The Best! My recommendations are based on plans offered by the Top 5 Insurance Companies in Canada.