Licensing, Designations and Affiliations



Click on the following link to check the status of my Insurance License (you can search using my name or my License # 02072546)


Financial Services Commission of Ontario

Click on the following link to check the status of my CHS designation and Association membership


ADVOCIS - The Financial Advisors Association of Canada

Disclosure and Privacy Policy

Tchavdar Elenkov, MBA, CHS

Insurance and Financial Advisor


Confidentiality: During the course of the relationship, it will be necessary for you to provide a variety of very personal financial and medical information. The quality of the work undertaken on your behalf requires this personal information to be as accurate and complete as possible. I commit that all information will be held in strictest confidence and that no information shall be divulged about your personal situation to any outside organization or government agency without your prior consent, unless as may be required by law. It is further understood that in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA), you directly authorize me and instruct to maintain information of a personal and private nature that could reasonably be considered pertinent or necessary in the provision of financial and insurance advice until such time as requested by you in writing to destroy such information.


Download and read the entire Disclosure and Privacy Agreement

Site content and use of the Site

This website is proprietary to Tchavdar Elenkov. If you wish to access and use this website, you must accept and agree to be bound by and comply with these terms. If you do not agree to these terms, then you must refrain from accessing or using the site. All terms will apply irrespective of the specific use made by Internet users of this site.

The information contained on the pages of this site is subject to modification and update from time to time without notice. I do not guarantee or ensure either the accuracy, completeness, currency or authenticity of any site content, site functionality, or your transmission of any site content from the site to you.

Other World Wide Web sites that may be accessed from this site by hypertext links are entirely independent of the site. The inclusion of any site acknowledgments, identification of any person or entity in the site, or any hypertext link to another person or entity shall not, in any manner, be construed as an endorsement of such person's or entity's World Wide Web site, products or services.

Other World Wide Web sites which may provide access to this site by hypertext links are entirely independent of this site. Any direction by a third party to this site shall not, in any manner be construed as an endorsement by me of such party’s World Wide Web site, products or services.

The site does not, and it is not intended to, provide any financial, insurance, legal, accounting, or tax advice, and shall not be relied upon by you in that regard.

You agree that your use of the site shall be on an "as is" basis entirely at your risk. I shall not be liable or responsible to any person for any harm, loss or damage that may arise in any connection with your use of the site, including without limitation any direct, indirect, special, third party, or consequential damages. Without limiting the foregoing, I shall not be responsible for any detrimental reliance that you may place upon the site or its contents whatsoever.

The site shall not be used, or relied upon by you, as a substitute for your independent research or professional advice that is provided to you by me in direct consultation.

If you would like further information concerning site contents or you wish permission to use, to reproduce, or to republish any site contents, please reach us through the Contact section. You acknowledge and confirm that the Internet is not a secure medium where privacy can be ensured, and that complete security and confidentiality over the Internet is not possible at this time. Your confidential use of the site cannot be guaranteed and you acknowledge that your use of the site (including information you transmit to the site) may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimer herein, I shall not be responsible or liable for any harm that you or any other person may suffer in connection with any such breach of confidentiality or security.

Information provided by you through my site is used for business purposes only in order to service your needs as a customer.