VISITORS TO CANADA AND SUPER VISA INSURANCE


The Emergency Medical Insurance known as Visitors to Canada Insurance is an extremely important financial planning tool for managing the risk of incurring huge amounts of medical expenses. It is ideal for:

  • Visitors to Canada
  • Canadians who are not eligible for benefits under a government insurance plan
  • Persons who are in Canada on a work visa
  • New immigrants who are awaiting government health insurance plan coverage
  • International Students

I can offer you Visitors to Canada Insurance from:

  • Manulife Financial
  • 21st Century Travel Insurance LTD
  • Allianz Global Assistance
  • TuGo Travel Insurance.

If you have never purchased Visitors Insurance before and you simply assume that it should be very similar to the Travel Insurance you buy every year for your vacation you will be surprised how different is the approach you should have when you take the decision about the amount of coverage and the deductible amounts. Unlike Travel Insurance, where in most cases the amount of insurance is the same across all insurance companies - 10 Million Dollars - with Visitors to Canada insurance you decide what amount of coverage you will purchase - from as low as 10 Thousand Dollars to as high as 3 Hundred Thousand Dollars. On top of that, the deductible amounts can substantially reduce the premium and can be applied "per policy per person" or "per claim", which makes a huge difference especially if the visitor will stay for months or even years in Canada.

I always offer competing quotes to my potential clients so they could compare the premiums and at the same time I always explain what eventual advantages or disadvantages the different insurances present. I go in much detail explaining how you should determine the amount of insurance and deductible amount. You can always call me if you need professional advice.

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Of course, if you are more a Do-It-Yourself person and you are familiar with Visitors to Canada Insurance you can purchase it on your own directly from Manulife Financial by clicking on the button here below. Still, if you encounter a problem or terminology you are not familiar with, please do not hesitate to call me.


Visitors Insurance

The immigration legislation effective December 1st, 2011 introduced the so called Super Visa, which requires you to purchase a Super Visa Emergency Medical Insurance before you apply for the Super Visa. You have to include the confirmation of the purchased insurance with the rest of the documents necessary to apply for the visa.

I can offer you the mandatory Emergency Medical Insurance which is required to be for at least $100,000 for at least 365 days. The insurance I offer is in full compliance with the requirements of Citizenship and Immigration Canada. It has the necessary flexibility to accommodate the fact that the insurance is purchased prior to the application for Super Visa, which implies an unknown travel date and even the probability the Super Visa to be declined and the insurance to be cancelled. Contact me for your parents' insurance for Super Visa to avoid paying administrative fees and save yourselves future complications. Please do not hesitate to call me if you have questions.

If you know Bulgarian you can read the article I published on December 12, 2011 in the local media on this subject. You can find this article on the page Publications in this website.

Effective July 8, 2013 21st Century Travel Insurance LTD started offering an option to pay monthly for the Super Visa insurance, thus reducing the pressure on your finances caused by prepaying the insurance for the entire 365-day initial period. Effective October 3, 2016 21st Century Travel Insurance LTD extended the application of the Monthly Payment Option to all Visitors to Canada Policies for coverage of minimum $100,000 with minimum duration of 365 days. You will have to fill and sign this Monthly Payment Authorization Form to preauthorize credit card charges. Until today (February 2021) it remains the only company in Canada that accepts monthly payments for Visitors Insurance. Please click the button here below if you need more information.


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